And it’s all gone to hell…

Wow! Last night was incredible. I must say, I found the entire Presidential Address to Congress to be IMMENSELY entertaining. I mean, what can I say? How often do you get to see a party behave like petulant children, unable to get their way, and therefore throwing fits DURING a presidential speech?

Oh, there was a’hooting and a’hollering.

Oh, there was a’waving of random signs and pieces of paper in the air.

And to top it off? The phrase heard around the world:

“YOU LIE!”

Boy oh boy! My Jesus, they just could NOT contain themselves!

“I’m mad as hell and I’m not going to take it anymore!” Is this the new Republican mantra?

Now, if only they had gotten this fired up when it came to the wasteful spending that is the Iraq war! If only they had gotten that fired up when big businesses and the wealthiest people in the country were getting tax cuts left and right! If only they had gotten this upset when all of the American jobs started to be outsourced to other countries. If only they had gotten that fired up when big businesses started handing out jobs to illegal aliens, that they now want to fight against covering with American insurance. (Good enough to work for slave wages, not good enough to be treated if you get sick.) If only they had gotten that fired up when talks of deregulation began to take root. IF FREAKING ONLY!

But they didn’t.

If they had, MAYBE things would be a lot different. MAYBE, just MAYBE we would be able to actually take care of the American people when they get sick, as they do in other countries. MAYBE we wouldn’t be in this cluster f#ck economically. MAYBE there would be more jobs to go around and unemployment wouldn’t be near 10%. MAYBE we would not have lost thousands of American lives in wars that have served to do nothing more than line the pockets of the uber rich and heartless.

Maybe, just maybe.

Today it was reported that the bonuses that bank give out each year come from overdraft fees and credit card penalties. Yes, dare you spend a buck more than whats available, or you are contributing to the 27 BILLION dollars that is accumulated each year in overdraft fees. Please tell me why these CEO’s deserve my 35 bucks? Why do they deserve yours? What did they do to earn it? As far as I can tell, their entire purpose in life is to nickel and dime us every which way from Sunday. Mmm… I guess that IS worthy of such bonuses. Job well done guys!

But seriously, why is that OK? Why aren’t people picketing their offices and demanding their overdraft fees back? And better yet, how many people in America medical bills could be taken care of with that $27 Billion?

Now, there are people who say that people should learn to balance their check books. Bla bla bla. Yes, I agree that we are each responsible for our own finances. But that still doesn’t tell me why the fat cats at the banks DESERVE to get that money. Should there be a penalty for over drawing your account? Sure, but there should also be laws in place to protect you from these overdraft fees. Laws that will prevent some of the practices that cause even the most financially conservative person to accidentally overdraft their accounts.  My own personal experience involves depositing checks that take days, or maybe even a full week to clear, while I still have bills that are scheduled to be paid. Might I add that they don’t tell you that there will be an hold until AFTER they process the check, and deposit into your account?

While some banks do allow you to set up a savings account to cover any overdrafts, the default should be that the bank DOES NOT cover purchases that you can’t afford. So… if you try to buy a dress that is $150 and all you have is $149 on your account, that purchase should not be approved. Instead of that, the current default is, “sure, we’ll cover your purchase that is a dollar short, but it’s going to cost ya. ” This simply should not be allowed.

At this point you may ask yourself, “but, where would those bankers much deserved (insert eyeroll here) multi-million dollar bonuses come from? How will their children eat??

You will excuse me if I don’t care, right? After all, all of the hoopla and discontent surrounding health care reform and whether or not we can really afford it rings disingenuous when practices such as these are allowed to exist.

What is it with the conservative base that has convinced them that it is a good idea to vote against their interest? Why are they concern with whether or not the private insurance company survives a public option? Do those private insurance companies care about all of the services and treatments that they DENY to people that they do cover? Do they care about the millions of people they turn away due to “high risk?” Do they care about the little person? In my, and millions of others opinion, the answer is a big fat, RESOUNDING, “No!”

So why are the conservative constituents otherwise convinced? And will they ever see the big picture? I’ve seen conservatives without jobs, without health insurance, and who are sick, fighting to stop health care reform. They’ve been convinced that they don’t deserve it.

“Why should I be so lucky? Why do I deserve to live a better life? If only I had worked as hard as the bankers, I  would be able to afford treatment for my breast/colon/prostate/stomache cancer.”

What can I say? Maybe they are right. Let’s face it, if God wanted us to have a better life, He would have made us all Bankers.

To suffer is a way of life.

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